Finance

HDFC UPI- How to Register, Limit, and Charges

The HDFC UPI interface allows its customers to transfer funds easily with the help of HDFC UPI ID/VPA to the beneficiary’s account. To make a UPI transfer, the user does not require any kind of bank details, IFSC Code, account number, etc. The only requirement is of downloading HDFC UPI App on smartphones via Google Play Store or Apple Store for Android or IOS devices respectively. 

The UPI interface allows customers to go cashless and transact using a smartphone using only a Virtual Payment Address (VPA). The handle name of HDFC UPI ID or VPA has the suffix- @hdfcbank. Therefore, to initiate a transaction via UPI there is no such need to add beneficiaries to make transfers such as NEFT, IMPS, etc. Once a VPA is created, one has to create an m-PIN and link all bank accounts through the app.

A user can have access to UPI 24*7, i.e. a transfer can be made via UPI at any time of the day with the help of the Internet, without worrying about the HDFC Bank timings.

Features of HDFC Limit

No addition of beneficiary required 

A transaction can be done using the beneficiary’s UPI ID only (no other bank details required) 

Easy to access on your mobile phone

Non-HDFC Bank customers can use it via a non-login section of the Mobile Banking App

All UPI transactions are authorized using a unique UPI PIN that you set for the account

Available 24*7, 365 Days

 

How to use it?

 

For HDFC Bank Customers

 

Pay Money using BHIM / UPI

 

Request Money using BHIM UPI:

For Non-HDFC Bank Customers

Create a BHIM / UPI ID:

 

Pay Money using BHIM / UPI 

Enter 4 digit UPI PIN and Pay

 

HDFC UPI Limit

 

Below mentioned is the HDFC UPI Limit for the UPI-based transactions:

 

UPI Transactions

Maximum Limit

P2P (Person to Person) and P2M (Person to Merchant)

INR 1 lakh or 10 transactions (Calculated on 24 hours basis)

Capital markets and Merchant collect​​​​​​​
(Eg:- AMC, Broking, Mutual Funds, Credit card payments,
Loan re-payments, EMI, etc.)
​​​​​

INR 2 lakhs per transaction

IPO Application using UPI

INR 5 lakhs per transaction

 

Charges for HDFC UPI:

Transaction Amount

Fee (In RS)

INR 1 to INR 25000

INR 3

INR 25000 to INR 1 lakh

INR 5

How to Register to UPI:

 

HDFC Mobile Banking App

 

Google Pay

WhatsApp

BHIM

How to get your UPI QR Code?
​​​​​​​

HDFC Mobile Banking App

Google Pay

WhatsApp

BHIM

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Shankar

Shankar is a tech blogger who occasionally enjoys penning historical fiction. With over a thousand articles written on tech, business, finance, marketing, mobile, social media, cloud storage, software, and general topics, he has been creating material for the past eight years.

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